Payment Components Product Guide

Everything on payments and open banking

PAYMENT PRODUCTS

What it is
Problem It Solves
Who is it for
Primary Users
Pricing Policy
Product type
Interface
Integrates with
Language
Offered
Product page
aplonHUB image diagram

aplonHUB is a payments HUB that manages incoming and outgoing financial messages

  • Facilitates the adoption of new payment schemes like ISO20022 - based local schemes, CBPR+, Target2, SEPAInst, P27, Request-to-Pay etc.
  • Modernizes payments
  • Provides agility to core systems
  • Simplifies payment flows

Banks, Fis, Payment Institutions

Payments Backoffice

Annual License

Application

UI

Core banking & Payment Applications

Java

On-premise, Cloud

What it is
Problem It Solves
Who is it for
Primary Users
Pricing Policy
Product type
Interface
Integrates with
Language
Offered
Product page
FINaplo SDK image diagram

Finaplo SDK is a Java library that builds, parses, validates, and translates financial messages

  • Speeds up in-house development for payment projects like ISO20022 migration, CBPR+, Target2 translation, SEPAInst, FedNow, MEPS+, P27, Request-to-Pay etc.

Banks, Fis, Payment Institutions

Developers

Annual License

SDK

Programmable

Payment systems (embedded)

Java

Download

What it is
Problem It Solves
Who is it for
Primary Users
Pricing Policy
Product type
Interface
Integrates with
Language
Offered
Product page
FINaplo Portal image diagram

Finaplo Portal is an online service to Parse, Validate, Translate and Test your Financial messages

  • Expedites validation, testing & QA for financial messages & ISO20022 migration, CBPR+, Target2 translation, FedNow, MEPS+, P27, SEPA Instant CT etc.
  • No-code / low-code solution

Banks, Fis, Payment Institutions

Developers & QA

Monthly Subscription

Cloud Application

UI & API

n/a

Java

SaaS

AI IN BANKING

What it is
Problem It Solves
Who is it for
Primary Users
Pricing Policy
Product type
Interface
Integrates with
Language
Offered
Product page
FINaplo AI image diagram

Finaplo AI is an online assistant trained on payment data, that provides analytics and predictions to bankers

  • Optimises payments
  • Minimises Risk
  • Improves Liquidity
  • Increases Client base
  • Improves Cross-sale / Upsell
  • Boosts Customer Loyalty

Banks, Fis, Payment Institutions, Central Banks

Bank Strategists, Risk Specialists, Treasurers, Fraud Investigators

Usage based

Cloud Application

Dashboard and Chat

Core Banking, Payment systems, Digital Banking channels

AI/ML, Python, Java

Private Cloud

OPEN BANKING PRODUCTS

What it is
Problem It Solves
Who is it for
Primary Users
Pricing Policy
Product type
Interface
Integrates with
Language
Offered
Product page
aplonAPI image diagram

aplonAPI is an API Suite that securely exposes APIs internally or externally

  • Open Banking Capabilities
  • Offers Banking-as-a-Service (BaaS)
  • Monetizes APIs
  • Complies with OB legislation

Banks, Fis, ASPSPs, Fintechs

Open Banking Back Office

Annual License

Application

UI

Core Banking or Account Management Systems

Java

On-premise, Cloud

What it is
Problem It Solves
Who is it for
Primary Users
Pricing Policy
Product type
Interface
Integrates with
Language
Offered
Product page
UNUapi image diagram

UNUapi is an SDK that provides a unified API layer from multiple aggregated APIs

  • Brings Multibanking connectivity
  • Simplifies APIs integration
  • Provides Account aggregation & Payment initiation functionalities

Banks, ASPSPs, AISPs, PISPs

Developers

Annual License

SDK

APIs

Digital Banking Channels (embedded)

Java

On-premise, Cloud

Payment Components