Adds true Value to the bank
aplonAPI acts as a value generator for business and technology from day one. The Billing and SLA modules let you monetize your APIs. You start seeing new revenue from a channel much broader than your web or mobile apps. Start creating benneficial partnerships with AISPs and PISPs. Go beyond that and use it to manage private APIs to harmonize internal development. This way you expedite and normalize your own development projects.
Immediately initiate your online presence with an out-of-the-box sandbox. It comes with prebuilt and tested APIs in any of the major standards. Without any effort on your part, you get sandbox for - Authentication / Account Owner Consent, - Payment Initiation API, - Funds Availability API, - Account Information API, - Second Factor Authentication (using the OAUTH 2.0 protocol)
Branded developers portal
It comes prebuilt and ready to launch with out-of-the-box developers onboarding, application registration, logging, billing and marketplace features for your client applications. With the provided source code you can customize it and brand it. You can even extend it for any future API or functionality you want to provide to your fintech ecosystem. With this unparalleled flexibility you can even modify the UI or use the underlined APIs to integrate it to your web site.
Open Bank features
Supports out-of-the-box Berlin or OpenbankingUK or any other proprietary standard. It fully supports the PSD2 directives on SCA, Consent management and TPP verification. Helps you define multi-tier billing layers & combine them with actual usage logs to generate all the necessary billing information. Paymentcomponents even provides you with client applications to test your financial transactions and start populating your marketplace.
The aplonAPI pedigree
Generic API management systems are not fit for financial institutions. aplonAPI was created from financial technology experts and is optimized and customized for financial Institutions. Working with Paymentcomponents, you partner with a Fintech, and therefore leverage the first mover advantage of our continuous innovation. You become part of the global thought leadership on open banking and get the oportunity to be awarded as "leading digital initiative" as some of our clients.
Cutting edge technology
aplonAPI is built from the ground up, as a truly open API platform. All internal functionality is exposed as APIs, to access them from your web banking or mobile banking. It fully leveraged cutting-edge technology trends such as micro-services, dockers, kubernetes for unparalleled elasticity and scalability. For blazing speed utilizes in-memory databases, ELK technology, asynchronous traces etc and can be installed in cloud or on-premise.