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OPEN BANKING
API MANAGEMENT

Built exclusively for Financial institutions of the Open Banking era

Onboard with us

Open banking and PSD2 are the biggest change in the financial industry in decades.

In fact, they are more impactful than web-banking and mobile banking combined.

For this reason, we built the aplonAPITM solution with Financial Institutions of the future in mind. Forward-thinking institutions can now offer Banking as a Service (BaaS) or (BaaP) solutions to their corporate or retail clients. Through an API connected FinTech ecosystem of AISPs and PISPs, you will open your newest and biggest revenue channel.

What makes aplonAPI better fit
for open banking & PSD2

Adds true Value to the bank
aplonAPI acts as a value generator for business and technology from day one. The Billing and SLA modules let you monetize your APIs. You start seeing new revenue from a channel much broader than your web or mobile apps. Start creating beneficial partnerships with AISPs and PISPs. Go beyond that and use it to manage private APIs to harmonize internal development. This way you expedite and normalize your own development projects.
Ready-to-use sandbox
Immediately initiate your online presence with an out-of-the-box sandbox. It comes with prebuilt and tested APIs in any of the major standards. Without any effort on your part, you get sandbox for - Authentication / Account Owner Consent, - Payment Initiation API, - Funds Availability API, - Account Information API, - Second Factor Authentication (using the OAUTH 2.0 protocol)
Branded developers portal
It comes prebuilt and ready to launch with out-of-the-box developers onboarding, application registration, logging, billing and marketplace features for your client applications. With the provided source code you can customize it and brand it. You can even extend it for any future API or functionality you want to provide to your fintech ecosystem. With this unparalleled flexibility, you can even modify the UI or use the underlined APIs to integrate it into your website.
Open Bank features
Supports out-of-the-box Berlin or OpenbankingUK or any other proprietary standard. It fully supports the PSD2 directives on SCA, Consent management and TPP verification. Helps you define multi-tier billing layers & combine them with actual usage logs to generate all the necessary billing information. Paymentcomponents even provides you with client applications to test your financial transactions and start populating your marketplace.
The aplonAPI pedigree
Generic API management systems are not fit for financial institutions. aplonAPI was created from financial technology experts and is optimized and customized for Financial Institutions. Working with Paymentcomponents, you partner with a Fintech, and therefore leverage the first-mover advantage of our continuous innovation. You become part of the global thought leadership on open banking and get the opportunity to be awarded as "leading digital initiative" as some of our clients.
Cutting edge technology
aplonAPI is built from the ground up, as a truly open API platform. All internal functionality is exposed as APIs, to access them from your web banking or mobile banking. It fully leverages cutting-edge technology trends such as microservices, dockers, kubernetes for unparalleled elasticity and scalability. For blazing speed utilizes in-memory databases, ELK technology, asynchronous traces, etc and can be installed in cloud or on-premise.

How the magic works

aplon api's diagram explained aplon api's diagram explained

We love creating products with impact in people's lives

  • A Company Without APIs Is Like A Computer Without Internet
    Brian Koles

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