We empower the world's most innovative digital financial services

PaymentComponents is a global B2B solution provider for the Digital Banking age. We provide componentized solutions in a range of domains, from AI Banking, Open Banking, account to account payments, financial messages technology. We focus on the 200B$ banking technology market and help Financial Institutions, Payment Processors, Fintechs and even top tier banks. Today, our solutions are the necessary ingredients for more than 65 Banks and FIs spread across 25 countries, empowering them to drive innovation and become digital champions.

Our history

PaymentComponents is fully dedicated to componentizing financial industry services, to the extent that we chose it as our company name. By breaking down a problem into its components, we can solve it faster and in a simpler way. This is especially important in the complicated world of finance. Since our establishment in 2014, we have released numerous components, each of which is designed to address a specific problem. Our clients seamlessly integrate these solutions into their systems, enabling them to disrupt without being disrupted.


AI Banking – Introducing Finaplo.ai, an innovative AI/ML solution designed to reveal the hidden value of financial messages

Launches FINaplo. The All-in-one Portal for the development community of Financial Messages worldwide.

Reaches the remarkable achievement of 65+ clients in 25+ countries

The account aggregation SDK (UNUapi) is published to enhance the PSD2 offerings and open up to the fintech community

Open Banking platform (aplonAPI) is launched specifically for financial institutions to compete in the open banking age

The development team grows and a new entity and development hub is established in Athens, Greece

The payment hub application (aplonHUB) is introduced for banks to exchange financial messages in the simplest possible way

Financial message libraries are launched and sold online as downloaded components. Payment Components becomes SWIFT member

Payment Components is founded with offices in London; at the heart of the fintech ecosystem
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If it’s not simple, it's wrong

Sotiris Nossis

CEO, PaymentComponents
Contact us
+30 210 6145050
Payment Components