Create your APIs & offer Open Banking Services today!

aplonAPI PSD2 solution is your gateway to the FinTech ecosystem!



Request an aplonAPI demo

See aplonAPI in action & learn how you can Kick Start your PSD2 Open Banking Project in 3 months!

Automate your Payments

Build your APIs

  • Build your own PSD2 APIs & connect them with your internal endpoints, using aplonAPI to enforce fully customizable payload validation rules

  • Comes “out of the box” with a complete set of ready to use PSD2 and other SWIFT & SEPA APIs

  • Flexible Connectivity Layer, to connect with existing core / back end systems

  • Everything you need to run internal or public bank APIs that are PSD2 compliant

  • Automatically import existing REST APIs to expedite the creation process

Manage your APIs

  • API Store to administer multiple exposed PSD2 APIs

  • Granular Management to control Roles & Permissions of users in a pleasant and easily accessible way

  • Register Client Apps to safeguard bank APIs access

  • Real-time Usage Logging for detailed Auditing & Reporting
Reconcile your Transactions
Aggregate your Accounts

Distribute your APIs

  • APIs Portal for Developers with extensive documentation, code examples and live testing functionality

  • Streamlined Registration process, fully integrated with the API Management

  • PSD2 Sandbox environment facilitates agile development & minimal support, including access to multiple virtual accounts

  • Detailed logging & reporting of all transactions to assist in testing & debugging

  • Easily Customizable UI allows seamless integration with your existing Web Site / corporate identity guidelines

API by Design!

  • The entire functionality offered by aplonAPI is available through APIs. This opens up amazing opportunities for further integration with 3rd party systems to facilitate rapid automation (e.g. change the SLA for a specific API on the fly to respond to Fraud Detection or gracefully respond to Resources Utilization)

  • Envisioned & built from the ground up using Microservices Architecture for unparalleled flexibility & scalability in deployment. aplonAPI is currently powering one of the largest ACH deployments worldwide

  • Created by API consumers for API Consumers! You also get the added benefit of having API consuming applications to test & showcase your new APIs platform from day 0 (for more information take a look at aplonCASH)
The Future of Open Banking beyond January 2018


aplonAPI comes with the most important PSD2 banking APIs out of the box. It provides you with a solid & necessary foundation to introduce Banking as a Platform & explore the future of Banking Services. In addition to the authorization & PSD2 APIs, it supports SEPA and non-Eurozone payments, Single or Mass payments, SWIFT MT and ISO20022 processing.




Single, Mass, SEPA and Corresponding bank payments

Payments Status

Payment Status reporting to properly conclude each transaction

Account Reporting

Detailed Account Balances and Transactions reporting

Try the aplonAPI Sandbox

Get access to your Free API Sandbox & start testing the APIs


?You can install the framework in your own banking environment.
Banks or financial institutions can adopt the aplonAPI framework, together with the development portal, PSD2 Sandbox and custom made APIs. Integration to core banking processes and internal APIs can be implemented either by the bank IT or the aplonAPI consultants.
?A bank can be PSD2 compliant in 3 months.
In a number of financial institutions, which have adopted our PSD2 APΙ framework, the whole project (from contract signoff to UAT) took between 2 to 4 months. The business decisions (which APIs, to whom to expose, SLAs) and security concerns took most of the time and effort.
?You can add you own APIs
If you have built a service you’d like to expose to others, or use a service you’d like to access via API, simply send us a request. Assuming it’s something others would be interested in, we’ll get in touch to discuss implementation details question4=You can add your own cloud validation for SWIFT
?You can add your own cloud validation for SWIFT
You now have SWIFT handling in a number of applications, duplicating efforts and resources. Using the SWIFT API provided you can centralize all SWIFT MT, or ISO20022 or SEPA handling thus saving huge efforts and costs.
?aplonAPI means “Simple API”
aplon means Simple in ancient Greek. Simplicity is embedded in our DNA and is the basis of our corporate mantra “If it’s not simple, It’s Wrong!”. With aplonAPI we try to bring this approach to the complex & ever evolving world of FinTech APIs.


Caixa de Crédito Agrícola Mútuo da Chamusca is added to the aplonAPI family of implementations!

PaymentComponents Ltd & Infosistema are delighted to announce that Caixa de Crédito Agrícola Mútuo da Chamusca has selected aplonAPI ™ API Management Framework, to power its PSD2 compliance and open banking project.

PaymentComponents Ltd & Infosistema welcome Caixa de Crédito Agrícola Mútuo de Torres Vedras to the aplonAPI family!

PaymentComponents Ltd & Infosistema are delighted to announce, that Caixa de Crédito Agrícola Mútuo de Torres Vedras has selected aplonAPI ™ API Management Framework, to power its PSD2 compliance and open banking project.

PaymentComponents Ltd. & Natech S.A. announce their strategic partnership for PSD2 & Open Banking

PaymentComponents Ltd & Natech S.A. announce their strategic partnership for the European Union’s second Payment Services Directive (PSD2) and Open Banking.