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ACCOUNT AGGREGATOR

An SDK to connect your application with multiple banks through APIs

Onboard with us

Provides the necessary ingredients to harvest the open banking APIs out there. Connect to multiple banks with the effort of one and allow users to access all their financial data.

This video showcases an Open Banking prototype app powered by the UNUapi PLUS features.
Uniform connectivity
Provides the nuts and bolts to connect to a number of banks. Aggregates multiple accounts by transforming the ever-changing APIs of each bank to a unified and simplified protocol. One API infinite possibilities in a homogeneous experience.
Multibanking on request
Connects new banks every day. We could rearrange our priorities to accommodate your plans so your clients can access all their financial information. And you don’t need to learn new things to onboard them. Our account aggregation API is built on top of the Berlin Group standard.
AISP and PISP features
Comes pre-bundled with user Consent handling, Account balances, Transactions and Payment Initiations with a plethora of supported banks and open banking standards. More features are added constantly to make UNUapi an invaluable tool for providing aggregation services.
In the safety of your Cloud environment
It is a stateless API, ready to be installed on your cloud environment or on your premises next to your web and mobile banking back-ends, for your exclusive use, in compliance with your policies. We will update your SDK when needed to ensure frictionless API connectivity of your account aggregator.
Developer-friendly
Comes with documentation, sample code snippets, and exemplary use cases to start your project immediately. We are developers building for developers, we understand your issues and address your concerns. Financial data sharing becomes easier than ever.
Who needs it

Banks can improve their web and mobile apps with account aggregation from other banks. Neobanks and Fintechs can compete with traditional financial institutions by offering aggregation and payment initiation services through their platforms. ERPs and software providers can enhance their products, offering multibanking to corporates with no need of a TPP license.

Do you want to talk details and hear about our flat rate pricing?

Let’s schedule a short conference call to hear about your project
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How the magic works

unuapi diagram desktop unuapi diagram mobile

Build your own Business Financial Manager using our advanced APIs and premium components. Enrich your web or mobile apps with APIs that “think”.

Persistence layer
Comes with a persistence layer to keep account information, balances, transactions, rates and other useful data. It is designed to work with most relational Databases. to provide the ultimate account aggregation services.
Authorities management
Helps you build your own Business Financial Manager (BFM). It manages companies, users and accounts, it handles user roles and sets their relationship and access levels and it sets payment authorization limits per user.
Bank Account management
Handles user consent management for accounts per bank. It connects banks and accounts to companies and it gets the financial data and details of banks, companies and accounts.
Multiple payment methods
Offers APIs to parse, build and validate any SWIFT MT or ISO20022 or SEPA message. These APIs will save you the burden to know the validation rules of SEPA CTs, SEPA DDs and SEPA Instant payments. UNUapi is a lot more than a simple account aggregator.
Reconcile Transactions
Helps companies avoid wasting hundreds of hours to reconcile TRXs. With an advanced transaction matching API, you can build a reconciliation engine for their TRXs with account information receivable in a fraction of the time.
Currency conversions
Displays multiple balances and transaction information in a unified way. Convert amounts from different accounts and currencies, to the currency of your choice.
Who needs it

Financial Institutions, FinTechs, and Challenger banks can offer advanced Business Financial Management (BFM) products to their clients. Corporates can achieve great efficiency and control over their banking relationships without the need for a TPP license. Financial technology innovators can become digital champions with advanced APIs and attract new users.

Do you want to explore our premium APIs?

Let’s schedule a short conference call to hear about your project
Contact us
unuapi analysis pdf preview unuapi analysis pdf detail

A free step-by-step analysis on how to add accounts aggregation to your application

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Payment Components