aplonHUB is the fastest and simplest way for banks to add SEPA and SWIFT routing functionality to existing legacy systems. Its light footprint, simple installation and almost unattended operation makes it ideal for small to medium size banks. Yet with its multi-bank and multi-ACH support will enable your bank to consolidate its payments and grow with no limits.
It can function either as a standalone solution or a fully integrated with the existing payments platform. The interfaces provided can be used directly by a payments application to send, receive, reply, cancel SEPA messages with no impact on the back-office system, since you will not need to implement complex XML and SEPA logic directly in the legacy system. Its routing and scheduling features will simplify your operations and will add the necessary control to your payments process.
aplonHUB transacts with the core banking or legacy payment systems in a number of protocols (MQseries, APIs, WebServices, files) to handle all the advanced routing and message transformation needs.
It performs all the needed transformation and validation of your SWIFT or SEPA messages before and after the connection with the SwiftAlliance or Service bureau.
It integrates seamlessly with external AML systems to guarantee compliance.
It acts as your HUB as it routes and splits messages for different BICs (multi-bank) and different clearing systems or corresponding banks (multi-ACH). It does all these for different scheduling settings and for different user authorities.